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Who We Are

digit@lab is established in the Dubai DMCC free zone, as an "intellectual – brain power – innovation provider" to financial organizations

We help CXOs and Boards conceptualize new Strategies, widening their understanding regarding new social, market and technological realities as well as trends (IOT)

We particularly help in digital strategies and transformation, including designing new business models, concepts, prototypes, and solutions (such as new products and delivery)

In that sense, digit@lab is a provider of innovating and sometimes game changing, if not ‘’disrupting’’ solutions

digit@lab has been structured to help bridge some disconnect between CXOs/ Boards, and the new Social, Market and Technological realities and even more, trends (in particular regarding the Internet of Things)

digit@lab integrates a team of young "techies" from various sectors and BLEND them with a group of well rounded cutting edge industry CXOs and Experts, all thinking out of the box and transversally.

We embed new social and market trend as part of a digital transformation supported by new technologies, rejuvenating and transforming existing products and processes, into ‘’game changing’’ digital solutions , as well as ‘’game friendlying’’ customer centric propositions,that are fast, economical and effective.

We always "put our skin in the game" and instead of charging Consultancy and/or IT set up or development costs, our clients share with us the results of the higher efficiency they achieve thanks to our digital strategic advices and solutions

We are typically sharing the cost savings and/or the revenues made out of the much larger/mass distribution achieved thanks to us


We have combined experience of more than 80 years with expertise in:

  • Bancassurance
  • Insurance (Corporate and Retail – General and Life)
  • Takaful (Islamic Insurance – General and Family),
  • Retakaful (General and Family),
  • Savings and Investments,
  • Pensions


In 3 Region:

  • The West (Canada, France, Luxembourg),
  • The Middle East (Egypt, Saudi Arabia, the United Arab Emirates, and other GCC countries),
  • Asia (South East Asia and especially Malaysia, Indonesia).
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We offer our expertise to define the right digital approach, to help clients outperform conventional "laggards", providing:

Some of the missions conducted

  • Transforming a Reinsurance group in Southeast Asia, adding personal lines and digital activities to support cedants (Insurance companies)
  • Starting Up a new Takaful company in the UAE based on a B2B digital distribution model
  • Re-engineering of Consumer and Medical Lines for a Leading Insurance company in the UAE
  • Modernizing the service platform of a Multinational Company in Central America
  • Mass digital social marketing for a savings and investments firm in the GCC
  • Re-structuring of a $380m South Asian Corporation leader in the energy sector
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